
Digital Finance
DIGITALEUROPE is committed to supporting the continued growth of a successful digital finance ecosystem. It is a must-have if we want a more inclusive, green, prosperous, and secure Europe.
Consumer demand for digital financial services is driving significant disruption in the industry and financial actors are answering the call. They are introducing new products and services more quickly and with a richer user experience, all while continuing to reduce costs and maintaining a high level of security. DIGITALEUROPE is pushing for the EU to actively recognise and incorporate the potential of digitalisation into its policies for the financial sector, to allow for its continued innovation efficiently.
DIGITALEUROPE’s Digital Finance Working Group is unique as it represents an industry spanning the entire financial ecosystem: from banks to credit card networks to technology companies to fintech. Our focus within this group is:
- AI in Financial Services
- Financial Data Access Regulation (FIDA)
- Payments Services (PSR/PSD3)
- Digital Euro
- Digital Operational Resilience Act (DORA)




Building a future-proof open finance ecosystem: The FIDA trilogues

PSR: Reaction to Council discussions on authorisation and gross negligence

FIDA: Reaction to Council discussions on the gradual approach to schemes, compensation, alignment with the GDPR and definition of raw data

The Download: Funding Europe's Digital Transition - Investing in the future not the past

DIGITALEUROPE’s response to the Joint European Supervisory Authorities’ public consultation on the second batch of policy mandates under DORA

DIGITALEUROPE’s Response to the European Commission’s Consultation on DORA’s Delegated Acts on Criticality Designation Criteria and on Oversight Fees

Transitioning from Open Banking to Open Finance: DIGITALEUROPE’s position on the Financial Data Access Regulation (FIDA)

DIGITALEUROPE position on the Digital Euro
